Terms of Service

Last updated: June 2026

1. Agreement

By registering for Traffic Swarm you confirm that you have read these Terms of Service, understand them, and agree to be bound by them. If you do not agree, please do not register or use this service.

Unless you have received prior written permission from Traffic Swarm, you may only register for one account. Creating multiple accounts to gain unfair advantage will result in permanent removal of all associated accounts and forfeiture of all balances.

2. Promotion Rules

You may not promote Traffic Swarm in any way that could be considered spamming. You may only promote your referral link through traffic exchanges, safelists, and advertising programs that explicitly allow it. Spam complaints will result in immediate account termination and may result in legal action.

Members are entirely responsible for the content they promote using Traffic Swarm. You are responsible for ensuring you have the legal right to advertise any URL and its contents. Traffic Swarm is not responsible for copyright infringement, violation of third-party agreements, or any other legal issues arising from content you submit.

3. Advertising Guidelines

Before submitting a banner ad or URL to Traffic Swarm, read the following rules carefully. Violations will result in removal of your ads, forfeiture of assigned credits, and possible account termination.

The Following Are NOT Permitted:

All advertisements must be in English only
No frame-breaking websites
No rotator-in-rotator sites - your submitted URL must load a single, specific destination page directly
No sites that use browser-based mining or exploit visitor device resources (CPU, GPU, or network) for background processing
No pop-ups, pop-unders, or exit pop-ups of any kind
No fly-in ads or floating ads that move on screen
No advertisements with elements requiring closure before viewing can continue
No adult content, lingerie, sexual-oriented materials or services, or dating sites
No obscene content, hate speech, violence, or racial intolerance
No advertisements promoting pirated software, cracked programs, or circumvention tools
No viruses, trojans, spyware, malware, or any malicious code
No advertisements that fail to load or have excessive loading times
No invalid, non-viewable, or suspended websites
No PTP (paid-to-promote) websites or cyber chain letters
No sites promoting illegal activities of any kind
No HYIPs, investment auto-surf systems, or gifting programs (illegal in most countries, including the United States)
No matrix programs, pyramid schemes, randomizers, cyclers, Ponzi schemes, revenue share sites, or get-rich-quick schemes

Political Content Policy:

Allowed: Educational content about civics, governance, and public policy
Allowed: Factual reporting from legitimate news sources
Allowed: Community engagement and voter information resources
Not Allowed: Highly partisan, inflammatory, or divisive political messaging
Not Allowed: Misleading or false political claims
Not Allowed: Content that promotes violence or hatred toward political groups

Traffic Swarm reserves the full right to reject, pause, or remove any advertisement deemed inappropriate, questionable, or inconsistent with the spirit of these guidelines, at our sole discretion and without prior notice.

4. Credits & PiggyBank

Surfing credits (Nectar Credits) are earned by viewing other members' advertisements and may only be used to purchase impressions for your own banner ads on this platform. Credits have no cash value and cannot be withdrawn.

PiggyBank funds are on-site currency used to purchase advertising services. PiggyBank balances cannot be withdrawn or transferred. Only earned commissions from referral upgrades may be requested as a cash payout, subject to minimum amounts and monthly limits.

5. Commissions & Payouts

Commissions are earned when your referred members purchase a paid membership or make approved PiggyBank deposits. Payout requests are processed manually within 1-7 business days. Traffic Swarm reserves the right to withhold commissions if fraudulent activity is suspected. Maximum 2 payout requests per calendar month per account.

6. Account Termination

Traffic Swarm reserves the right to suspend or terminate any account at any time for violation of these terms, fraudulent activity, chargebacks, or behavior deemed harmful to the community. Terminated accounts forfeit all credits, PiggyBank balances, and pending commissions.

7. Refund Policy

There are no refunds. All sales are final. Please review all purchases carefully before completing them.

8. Changes to Terms

Traffic Swarm reserves the right to modify these terms at any time. Continued use of the service after changes are posted constitutes acceptance of the updated terms. It is your responsibility to review these terms periodically.

Questions? Contact us via our support desk.